Features

Everything you need to stay clear

From first bucket to scheduled What-Ifs — features map to how you actually manage money.

Buckets & ledger

Everyday and savings pots with income, expenses, and transfers you can edit.

Timings

Month days, weekdays, and working-day rules — including two paydays on one salary.

Home insights

Monthly totals, bills before payday, and dated movements for the window.

Cards & Map

Browse buckets as cards or see the flow graph with clear From → To paths.

History

Saved versions with compare and restore — like version control for your model.

What-If scenarios

Draft, schedule, or apply changes; compare scenarios to today or History.

Compare

Full-screen side-by-side incomes, expenses, and per-bucket paths.

On your phone

Model stays on your device, or create an account to access your model across devices and the web.

Language that fits

Everyday words, not finance jargon

We say transfer not flow, timing not schedule, Map not graph — so the product stays approachable while the model stays precise underneath.

Try a picture

Two questions the app answers

The debt-free date, and what has to leave before payday. Both are illustrations, not advice.

Debt-free dateBills before payday